To take advantage of low interest rates were here with refinance
The best thing about refinancing your mortgage is that you’ve been through the home mortgage process before — but a lot may have changed since then. And there are more refinance lenders and more mortgage options now than ever.
Some refinance lenders offer the latest in online capabilities, others specialize in Federal Housing Administration or Veterans Affairs mortgages, and others will still discuss your mortgage options with you face to face.
Benefits of a Refinance In Canada
Competitive rates and cash out
A Smart Refinance offers competitive fixed rates, plus the opportunity to tap into your home’s equity for major purchases, debt consolidation and other one-time needs.
Money-saving terms
Mortgages are available up to 90% mortgage-to-value without mortgage insurance. Maximize your savings by locking in to a competitive interest rate with terms up to 20 years.
Convenience and experience
You can apply online, over the phone or in any branch. You can close your mortgage.