Commercial Mortgage

It can help you plan your development in a manageable and affordable way.

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A commercial mortgage is any mortgage secured on property which is not your residence. Buy to let mortgages are a special type of high volume commercial mortgage which is packaged for a volume market.

But since almost every other kind of premises are different, each mortgage has to be assessed individually and priced according to the risk.

Benefits of a Commercial Mortgage

Lower interest rates

Commercial property mortgages typically have lower interest rates than other unsecured borrowing. Choosing to have fixed monthly repayments means you can accurately use them in your business planning and forecasting, enabling you to structure the finance of your business with a bit more certainty.

Capital gains
Substantial capital gain can be made you when buy a commercial property. This can be a good way of realising capital growth over a long period as (long term) property prices always rise.
Renting potential
If you have any additional space in or on the property you own you can monetise it by renting out the surplus space to generate additional income.